Willpower Alone Won’t Cut It

by Jackie Beck

That goes for both dieting and debt!Have you ever tried to diet over the holidays? With everyone and their brother urging you to eat calorie-laden goodies?

Yeah, that doesn’t work.

It’s also a perfect example of why willpower alone won’t cut it — whether you’re dieting OR paying off debt.

What you need to succeed

Now imagine this. You know exactly what your goal is, and those around you share the same goal and point of view. You encourage each other, and naturally do things that are aligned with your goal. Read the rest of this entry

Posted in Debt Myths on 07.23.14 | 1 Comment

From Only Paying Minimums to Paying off $50K

by Jackie Beck

Debt free story about fighting back from over $50K in credit card debtLet’s hear from Grayson, who is a personal finance writer and business owner, about how he fought back from over $50,000 in credit card debt.

Can you tell us a little bit about how you got into credit card debt?

Where should I start? My credit card debt was two-fold. I was young, carefree, and wanted to start a business. I was also in college. I signed up for my first card in order to score a free t-shirt. What college student doesn’t want a free t-shirt. I didn’t really care much for the card, but it did give me points to buy electronics from Sony. Since I loved electronics, I thought it would be OK to use the card. Read the rest of this entry

Posted in Debt Free Stories on 07.21.14 | 1 Comment

3.5 Years to a Paid For House

by Jackie Beck

AshleyMeet Ashley of Domestic Imperfection! She’s a frugal DIYer and a mom of two who blogs about home decor, renovation, craftiness, and real life.

She’s also a DEBT FREE ROCKSTAR, because she and her husband paid off their house in 3.5 years. Here’s their story. Read the rest of this entry

Posted in Debt Free Stories on 07.14.14 | 3 Comments

You Don’t Have to be Rich to Get Out of Debt

by Jackie Beck

You don't have to be rich to get out of debtOne of the biggest myths out there is that you need to make a lot of money in order to get out of debt. But that’s not true at all.

You don’t have to make a lot of money to get out of debt. And you definitely don’t have to be rich. Read the rest of this entry

Posted in Debt Myths on 07.09.14 | 2 Comments