Successfully getting our of debt – for good – requires changing your belief system.
It’s an integral part of the process, but one that many people spend little to no conscious effort on.
It’s time to change that. Doing so starts with thinking about the definition of debt. Read the rest of this entry
Posted in Debt and Emotions
Bringing your lunch to work is a great way to save money, since spending $7-$10 a day eating lunch out adds up to as much as $2500 per year.
Whether you’re trying to cut costs, get out of debt, or just plain be smarter with your money, $2500 is a lot.
So why don’t more people eliminate constant lunches out?
The reason might not be what you think. Read the rest of this entry
Posted in Expenses
We’ve all seen the offers: 0% interest for one year with a minimum purchase of $200, 90 days same as cash, no interest until next year, etc.
So what incentive is there to save up for something that we want when we can get it now at no charge instead? Why wait when you can get it now? Turns out, there are plenty of reasons. Read the rest of this entry
Posted in Credit
Are you thinking of paying off your mortgage, but worried that you’ll lose the tax deduction? You might want to watch this.
The transcript is below, in case you prefer that. Read the rest of this entry
Posted in Debt Myths