Change Your Definition of Normal

by Jackie Beck

Sick of being in debt? Try changing your definition of normalSome of the dictionary definitions of normal are “conforming to the standard or the common type”, “usual” and “the average or mean”.

Another way of putting it is that normal is just whatever most people happen to be doing. (Lemmings are normal too, but that doesn’t mean that they always do smart things.) In fact “smart” isn’t a part of the definition of normal at all. Read the rest of this entry

Posted in Debt and Emotions on 08.27.14 | Leave a comment

Guilt-Free Things You Can Do When You’re Out of Debt

by Jackie Beck

14 guilt-free thingsWhen you’re in the trenches, digging away at getting out of debt, it’s easy to see a lot of dirt. After all, that’s what you’re focused on: the nitty gritty. But it’s ok to look up at the stars too. In fact, it’s imperative, because the stars are where you’re headed.

Once you’re debt free, you’ll have a lot more money available — money that you used to pay to creditors for interest, fees, and payments, but that will now be available for you.

Continue to pay attention to your finances, and you can budget in all kinds of fun stuff. Read the rest of this entry

Posted in Get Out of Debt Inspiration on 08.25.14 | Leave a comment

Had Enough of Living Paycheck to Paycheck?

by Jackie Beck

how to stop living paycheck to paycheckAccording to the Brookings Papers on Economic Activity about 1/3 of Americans live paycheck to paycheck.

That’s about 38 million folks who would be in trouble if they had to pay an unexpected bill or would be panicked if they lost a job. If you’re one of those folks, you know it sucks.

I know too, because I used to be one of them. But it doesn’t have to stay that way. You can stop living paycheck to paycheck.

Here’s what it takes to change things. Read the rest of this entry

Posted in Money Problems on 08.20.14 | 2 Comments

How to Declare Independence from Discontent

by Jackie Beck

How to be happy with what you already haveI once asked someone who had a perfectly good smart phone why they wanted a new one. They explained that the newer phones look nicer, have more features, and work better.

The thing is, there will always be a nicer-looking phone with more features available. You just can’t keep up.

The same is true for so many things. You can spend a lot of money trying to have the newest thing — while never really being happy with what you do have for long. Or you can enjoy the things you already have.

So how can we declare independence from discontent? What can help prevent us from constantly wanting the latest and (supposedly) greatest? Read the rest of this entry

Posted in Debt and Emotions on 08.18.14 | Leave a comment