How to Clean Up with Craigslist

by Jackie Beck

Using Craigslist to make some extra cashCraigslist can be a great way to quickly sell items to local buyers without paying fees. You can clear out a bunch of stuff that you don’t need any longer and make some cash to put toward your debt in the process.

You can also post items to give away for free, which can save you hauling fees and time if you have a large item you’d like to dispose of. Those are generally posted as a curb alert, and are first come, first serve.

But if you want to make a little bit of extra cash, here’s how to clean up with Craigslist. Read the rest of this entry

Posted in Ways to Make Money on 09.01.14 | Leave a comment

Change Your Definition of Normal

by Jackie Beck

Sick of being in debt? Try changing your definition of normalSome of the dictionary definitions of normal are “conforming to the standard or the common type”, “usual” and “the average or mean”.

Another way of putting it is that normal is just whatever most people happen to be doing. (Lemmings are normal too, but that doesn’t mean that they always do smart things.) In fact “smart” isn’t a part of the definition of normal at all. Read the rest of this entry

Posted in Debt and Emotions on 08.27.14 | Leave a comment

Guilt-Free Things You Can Do When You’re Out of Debt

by Jackie Beck

14 guilt-free thingsWhen you’re in the trenches, digging away at getting out of debt, it’s easy to see a lot of dirt. After all, that’s what you’re focused on: the nitty gritty. But it’s ok to look up at the stars too. In fact, it’s imperative, because the stars are where you’re headed.

Once you’re debt free, you’ll have a lot more money available — money that you used to pay to creditors for interest, fees, and payments, but that will now be available for you.

Continue to pay attention to your finances, and you can budget in all kinds of fun stuff. Read the rest of this entry

Posted in Get Out of Debt Inspiration on 08.25.14 | Leave a comment

Had Enough of Living Paycheck to Paycheck?

by Jackie Beck

how to stop living paycheck to paycheckAccording to the Brookings Papers on Economic Activity about 1/3 of Americans live paycheck to paycheck.

That’s about 38 million folks who would be in trouble if they had to pay an unexpected bill or would be panicked if they lost a job. If you’re one of those folks, you know it sucks.

I know too, because I used to be one of them. But it doesn’t have to stay that way. You can stop living paycheck to paycheck.

Here’s what it takes to change things. Read the rest of this entry

Posted in Money Problems on 08.20.14 | 2 Comments