How These 6 Happiness Skills Can Help You Pay Off Debt

It's true! You can have fun while getting out of debt -- and the very steps you take to become debt free are also the steps to greater happinessHappiness. You want it. I want it. We all want it.

What if I told you the steps to getting out of debt will also bring you greater happiness?

“Wait just a minute!” you might say. “How is that even possible?”

“How on earth does someone become happier while getting out of debt?”

“Doesn’t getting out of debt mean a bunch of sacrifice, meaning living with less and NO FUN FOR ME?”

Well guess what! Not only can you have fun while getting out of debt, but the very steps you take to become debt free are also the same steps to greater happiness.

Still don’t believe me?

Let me give you an example.

Meet Julie Rains of Investing to Thrive.

Julie is a wife and mother. She has to manage a household with two children. Her husband and boys all had different agendas than getting debt free. Sound familiar?

Cut to the end of the story; Not only was she able to pay off $30,000, she began to enjoy her life more.

Here are some of the steps she took that helped her pay off her debt while becoming a happier version of herself.

Included are some action steps. Pick the ones that resonate with you and start there!
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This Ridiculously Simple Method Can Help You Get Out of Debt

This method is so simple that if I just tell you right out, you'll probably roll your eyes and move on. But you shouldn't.I’m about to tell you something REALLY simple that can totally change your life.

It’s so simple that if I just tell you right out, you’ll probably roll your eyes and move on. But you shouldn’t.

So let me tell you a quick story first to set the stage…

I used to be a financial mess.

For years, I struggled to make ends meet. To pay off debt. To even just get my finances in some semblance of order.

Then I got divorced, and soon I was facing a job loss too. Things got worse. Basically, I was a mess.

I realized I’d better get my financial act together for my own sake and my son.

You know what happened? I started to actually focus on my money. I made it a priority instead of a wish.

And THAT made all the difference.

I was able to do a complete turnaround with my finances. (See our story here.)
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Can You Stop Student Loan Garnishment?

The US government can take up to 15% of your disposable pay if you're in default on your federal student loans. Here are some ways to stop garnishment.7 million federal student loans are in default, and garnishment is one of the many ways the government can get their money back from you.

Under federal regulations, the government can take up to 15% of your disposable pay if you’re in default on your federal student loans.

Though the Department of Education doesn’t need to go to court and get a judgment to start a garnishment, there are administrative procedures in place to protect your rights and give you a chance to avoid the garnishment.
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Get on the Path to Debt Freedom with the Right Words

Get on the path to debt freedom with the right wordsRecently I talked about how you can think your way out of debt.

Put briefly, literally changing the things you tell yourself and the words you use surrounding money can help to change your behavior. You can go from a debtor mentality to someone who’s solidly on the path to becoming debt free.

So how does thinking your way out of debt work? For starters, you’ve got to find the right words.
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