Category Archives: Credit

Are you worried about your credit score, afraid to cancel a credit card in case it causes your score to drop? There’s no need to let a credit card company hold you hostage, especially if you have good or excellent …

How old were you when you got your first credit card, car loan, or student loan? I asked a similar question on Facebook the other day, and the answers ranged from 18-26 — with the majority being at 18. And …

I recently had the chance to interview John Ulzheimer about Regulation B of the Equal Credit Opportunity Act, which is a little-known regulation relating to credit references. While I’m an enormous fan of paying off debt, I don’t believe in …