Getting Debt Free for the Sake of the Kids: Greg & Holly’s Adventure Beyond Normal

Getting out of debt for the sake of the kids: Greg & Holly's adventure beyond normal.

Have you ever asked yourself what normal is?

Lots of things are normal, right? I could write a long list of things that are normal and so could you!

But what about debt? Would that be on your list?

Well, when it comes to America, sadly, debt is normal!

How normal? I did a search on Google for “credit card debt” and this is what showed up:

What I discovered: In America, Debt = Normal

When it comes to America, sadly, debt is normal!
How normal? I did a search on Google for credit card debt and this is what showed up.

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Throw Your Own Party When You Pay Off Your House

Who wouldn't love to have a paid for house?! Steve & his wife PAID OFF THEIR MORTGAGE (woohoo!) by following these 5 simple rules.Guess what? My wife and I just paid off our house.

Yep. We went to our local branch and plopped down some Benjamins for what remained on our mortgage.

You know what happened next? Nothing.

Wait . . . what?

Sure, the bank representative congratulated us for paying off the house -­ but there were no balloons, no streamers, no cake.

We just won the biggest financial race of our lives! We were able to accomplish what most Americans dream about. Shouldn’t there be some fireworks ­- or at least a sparkler and some rum punch?
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Hustle + Grit + a Good Plan = Debt Free!

This 20-something paid off over $30,000 in student loans in just 10 months.Meet Whitney Hansen, a 20-something who has kicked some serious money- and goal-setting butt — including paying off $30,000 in student loans in just 10 months. Here’s her inspiring story.

It starts with some serious hustle

“I graduated from high school in 2006 and didn’t really have the financial support system to get me through college, so I had to figure it out on my own. I moved to Boise (2 hours away) the night of graduation and started cosmetology school the very next day. I did the nail tech portion which was 3 months, so by August 2006, I was licensed, employed and beginning my college career studying Accounting at Boise State University. That mini career allowed me to have a decent income during college and I purchased my first home when I was 19.”
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We Were Tired of Being Broke So We Paid Off $52K in 7 Months

Chris and his wife are living proof that money problems CAN be overcome!You know that feeling when the wife calls you at work and tells you she can’t buy groceries because there wasn’t any money left in the account?

It’s hard to believe this was our reality in the Spring of 2011. We were living paycheck to paycheck and only one major expense away from an absolute financial disaster. The worst part was we were too stupid to even realize how bad it had become because we were normal. Normal is driving around luxury cars with 6 year notes, taking trips to the Caribbean on Visa’s dime, wearing fancy jewelry that we financed, and letting the world know how well we were doing.

We would spend three hours researching the best flat screen television to buy, and about seven minutes a year to decide on our investment strategy for our pathetic retirement goals. We were running on the treadmill, and every year the treadmill got faster and faster. Then one day we couldn’t keep up anymore and we finally had that “Oh, $h!t moment”. We couldn’t buy groceries because we were broke. Who could have seen this coming?

I’ll never forget the embarrassment I felt inside because I knew we were doomed. I knew that we both had good jobs and we still couldn’t even pay for ourselves. How pathetic, right? That feeling of shame, embarrassment, and overall fear of the future caused something radical to happen. The next few months would be a defining point in our marriage, for our life, and for our legacy. It started the day Andrea and I got on the same page with money together. One thing we agreed on with our money…we didn’t like being broke.
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