About

This site is about breaking free of the debt myth: the idea that you’ll always have debt. My husband and I have paid off over $147,000 in debt, and the debt free life is awesome. You can live that life too!

Join in and change your life for good — while helping other like-minded folks who are doing the same.

Here’s The Debt Myth’s manifesto:

We don’t need debt to get ahead. We can stand on our own two feet. We’re capable, hardworking, and smart. When an emergency happens, we’ll rely on money and our own resourcefulness to take care of things. We won’t turn to debt in desperation, or at the first little hiccup life hands us. We’re breaking free of the debt myth.

Want to know more about me or the Pay Off Debt app? Check the sidebar to the right.

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