When you love someone, you want to show it. Often that means giving gifts — especially around Valentine’s Day, and especially if gifts are one of that person’s love languages.
But love doesn’t have to mean spending more than you can afford. You can do meaningful gift giving on a budget, even while you’re working at becoming debt free.
Here’s how to find your loved one the right gift at the right price (along with a chance to win $100.)
The secret to awesome gifts
Before we get to the money part, let’s start off with the secret to awesome gifts. Remember that it’s not how much you spend, it’s how well your gift fits the person you are giving it to.
Take Valentine’s Day as an example. (Guys especially, listen up.) Some women do NOT like to receive flowers. They die, and can be horrifically expensive. On the other hand, some women love them. How do you know which is which? You listen, and you pay attention.
If you’re walking past some flowers and she stands smiling and breathing deeply while gushing “Oh I love tulips”, she probably likes flowers (tulips, to be exact.) If she rolls her eyes at a man showing up with a bouquet of roses on a sitcom and mutters “what a waste”, she doesn’t. If all else fails, ask one of her friends.
The same goes for any other type of gift. Pay attention to what your loved one says and does — including the kinds of things they pin on Pinterest or have on a wishlist — and you’re likely to find a gift that will really show your love. That’s the secret to an awesome gift.
Now about that budget…
What if you’ve got limited funds to spend on a gift, and your loved one has expensive tastes? Or what if you’ve got exactly $0 available, because your budget is really tight and you’ve cut a whole bunch of unnecessary spending?
That’s when you get creative.
Work at finding ways to reduce the costs of gifts. If you have a specific item in mind, don’t just buy the first one you see. Use Google’s shopping search (and Amazon) to look for good deals on the item. If you’re in a store already, ask for a discount. It never hurts to ask.
Or maybe you can cut costs by putting together the gift yourself. (For example, flowers can be bought inexpensively at Costco, and you could arrange & deliver them yourself.) Being thoughtful goes a long way too. For example, if your loved one likes books, buy the one they’ve been looking for for ages, and wrap it up beautifully instead of getting them a $50 gift card to Barnes & Noble.
One more thing
Remember too that not everyone is into receiving the kinds of presents you unwrap. Before you spend a bundle, take a step back and make sure that the person you’re thinking of giving a gift to actually enjoys them.
For some people, the best gift you could give is to cheerfully spend time with them doing something together that they enjoy — especially if it’s something they know you don’t particularly like to do. For others, a great gift would be to do something for them. (For example, I seriously hate to wash my car. Having someone do that for me is an awesome gift that would only cost a little bit of time.) If your loved one is a person like that, chances are those types of gifts will be very meaningful.
No matter what you decide to do, remember that it really is the thought that counts. So put some thought into it, and chances are you’ll be able to find a great gift that doesn’t break the bank.
Oh, and don’t forget to enter the giveaway below for a chance to win. A hundred bucks could help with your gift-giving budget! (Void in Quebec and where prohibited. Thanks to Saving Advice for putting it on.)